Buying
Who We Help:
- First-Time Buyers
- Military Relocations
- Out-of-State Moves
- Luxury
- New Construction
- Investors
- Downsizing
Start Your Home Search
How We Help Military Families
Knowledgeable about VA loan processes, eligibility, and requirements, helping families utilize their benefits.
We understand PCS urgency and structure timelines to match your orders—buy, sell, or rent.
For long-distance moves, we offer virtual tours to make your search easier and faster.
We facilitate closings remotely, ideal for deployed service members or distant buyers.
We handle the transaction complexities so you can focus on your move.
We tailor buying and selling strategies for military families, with clear communication throughout.
Frequently Asked Questions

Can I use a VA loan for new builds or condos?
Yes! We partner with VA-approved builders and lenders to ensure you’re eligible and confident in your choices.
How do I time a sale and purchase around PCS orders?
We map out every deadline, from orders to move-in dates, aligning sales, purchases, and temporary stays.
How much will seller credits cover?
It varies by transaction, but our goal is always to minimize your upfront costs and maximize VA entitlements.
What if our relocation orders change suddenly?
We adapt fast. Our systems and network make pivots simple—no matter your timeline.
Is Zumot Realty experienced with military buyers?
Yes—dozens of successful moves and deep understanding of military life means you're in capable hands.
What Military Families Are Saying
“Paula made our PCS move seamless. She understood the pressure of military timelines and guided us every step with patience and expertise.”
— The Daniels Family
“Her knowledge of VA loans saved us thousands. She found the perfect home near base and secured seller credits like a pro.”
— Mark & Denise
“With kids and deadlines, our move was intense—but Paula handled everything with compassion, professionalism, and results.”
— The McCann Family
New Construction
Why choose new construction?
New construction offers a variety of options through multiple floor plans, ample locations to choose from, and planned communities with amenities, social gatherings, and a sense of lifestyle. Buyers enjoy warranties, low maintenance costs, and the opportunity to customize their space from the start.
Expect smart home integrations, contemporary layouts, eco-friendly materials, and builder incentives that make the process smoother and often more cost-effective than anticipated.
Do I need a realtor when buying new construction?
Yes, having your own Realtor is essential. Builders have agents who represent them—not you. Your Realtor ensures your best interests are protected during contract negotiations, upgrade reviews, construction phases, and walk-throughs.
Cautionary Reminder: Many builders require your Realtor to accompany you on your first visit to ensure representation. Signing in without your agent may waive your right to advocacy, limiting their ability to assist you throughout the process.
What does the term 'starting price' mean?
The "starting price" of a home refers to the base cost for a builder’s standard floor plan, without upgrades or lot premiums. Buyers often personalize their homes with upgraded countertops, flooring, lighting packages, and more—each addition increases the final price.
Lot location, structural upgrades, and design selections can quickly raise the total cost. Having a Realtor helps you understand total expenses and create a realistic budget.
Do I need a home inspection on a new build?
Yes. Even brand-new homes should be inspected. Third-party inspections during the pre-drywall and final phases ensure everything is built and operating properly before you close. These inspections focus on workmanship, safety standards, and systems functionality—not just code compliance.
Having a licensed inspector allows for peace of mind and verifies that the builder has delivered a home with proper structure, energy efficiency, and long-term value for your investment.
What are common costs buyers overlook with new builds?
- Lot premiums (location-based price increases)
- Upgrades at the design center (cabinets, floors, lighting, etc.)
- Appliances, window treatments, and landscaping
- HOA or CDD fees
- Fence and gutter installation post-closing
Having a Realtor helps anticipate these extras so your budget stays intact.
Your Zumot Realty Advantage
With experience across Jacksonville, St. Johns, and St. Augustine, our team offers:
- Direct builder relationships
- Contract-to-closing management
- On-site walkthroughs & inspections
- Design & upgrade guidance
Reminder: Visiting new communities without your agent may disqualify you from representation. Always bring your Realtor with you for the first visit.
Book Your New Construction ConsultClient Testimonials
“My experience with Zumot Realty. This was one great journey with Mrs. Paula. Her understanding of the local market and closing process was invaluable. She is now part of the family.”
– Ray
“Five stars is not enough! Paula has tirelessly been there every step of the way. We highly recommend her to anyone who wants a tenacious and supportive advocate.”
– Caroline
“Throughout our home buying process, Paula Zumot was incredibly communicative and attentive. We’re grateful and excited to work with her again.”Read More Reviews on Google
– Andrea & Alex
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